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the lady i talked to couldnt remember but i was thinking if u get a RAL loan they do a credit check and thats how they determine how much u walk out with....o well doesnt hurt to try...anyways they will get it back

Apparently they are doing credit checks again for 2009, I just called one of the local offices...its too bad. I received the loan the 3 years prior to the CREDIT CHECK, and I always paid it back. I guess H&R Block doesn't care if you are a loyal customer/client! Although it is my own fault! :(

i was wandering if they do a credit check to see if you quailify for the loan that starts nov. 30th

Hi can I deduct the cost of my text books or cost of living for secondary education?

I was wondering if you will be offering Christmas tax advance this year? thank you,Emily

I was wondering if anyone knew how much the advance loan is going to be this year.

RE THE MONEY ADVANCE FOR THE HOLIDAYS. THE FIRST THING U SHLD KNOW IS HR BLOCK IS NOT REALY GIVING U A LOAN. WHEN U APPLY FOR THE ADVANCE ALL U R DOING IS GETTING SOME OF UR REFUND EARLIER THAN 2010. I WAS TOLD U HAVE TO HAVE GONE TO HR BLOCK OFFICE AND HAD UR TAXES DONE BY THEM LAST YEAR INORDER TO QUALIFY. ONE PERSON FROM HR BLOCK TOLD ME U HAD TO ALREADY POSSESS A DEBIT CARD FROM HR BLOCK BANK IN ORDER TO QUALIFY, ANOTHER SAID U DO NOT. U HAVE TO TAKE IN UR LAST PAY STIB FROM ALL UR JOBS EVEN FROM UNEMPLOYMENT COMPENSATIONS U RECEIVED FOR THE YEAR. U ALSO HAVE TO MAKE AN APPOINTMENT WITH HR BLOCK TO HAVE UR 2009 TAXES DONE BY FEBUARY 2010. WE HAVE DONE THIS PROGRAM FOR YEARS NOW, SINCE IT HAS STARTED. WHEN U DO THE PROGRAM U HAVE TO UNDERSTAND ALL UR DOING IS PAYING THEM TO GIVE U UR OWN MONEY BACK. IT IS LIKE A PAYDAY LOAN, U GET UR MONEY EARLY PAY IT BACK LATER. IF U HAD ANY MAJOR CHANGES THAT WILL AFFECT UR TAXES THIS YEAR, COMPARED TO WHAT UR SITUATION WAS LAST TIME U FILED, U MAY NOT WANT TO CHANCE GETTING AN ADVANCE ON UR REFUND. I LIVE IN PA, I WAS TOLD IT STARTS DEC 2, HAVE AN APPT FOR THE 4TH, TOLD TO BRING PHOTO ID,NOT EXPIRED, AND LAST PAY STUBS. HOPE THAT HELPS.

I need cash now Im in a bad finacial proublem. I need to get some cash from my incometaxes. When are you going to offer the christmas fund. I get the unerned income tax credit. last year I was dined why I do not know please HELP ME!!!!!!!!!!!!

Just wanted to know about the holiday loan. Jackson Hewitt offered theirs this week, was just curious about how to qualify and when it will be offered

Also wondering when the christmas loans will begin, and how much i'm elligable for, in Va. I have used this service for the past few years and it has always been a great way to shop for christmas..hope it's happening again this year!!

When does the Holiday Loan start in Florida and up to how much?

I have a question about the homebuyers tax credit..is it at all possible to get the refund if you purchase contract for deed? You are still legally and technically buying a house, shouldnt that be good enough?

when can i apply for the christmas loan/line of credit this year[2009]and up to how much can i get aprove for?

when can i apply for christmas loan and how much approve

when does christmas loans start

what if your total refunds wasn't deposit to emerald and you have inquired numerous of times but wasn't satisfied with represenatives respone each time you telephoned and it alway a negative feed back can you still apply for a loan who is the qualifing people

are they do'ing christmas loans this and when?

does any one know if cedar rapids Iowa will be doing the Christmas loan again and when if they are.

i just talked to h and r block they said the christmas starts december 4th

can you use your last paycheck of the year to get the loan til taxes come

Does anyone know if I can get approved for the holday line of credit if I filed bankruptcy? I received $900 last year. But just filed bankruptcy June 4, 2009

Does anyone know when the loan will start in Florida?

when can we apply for the holiday loan?

Curious about Holiday Tax Loan-what are the qualifications if your new to H&R? Do I even qualify?

I have been participating in the income tax advance start for the past two years. Can I apply this year and if so, when?

What are the rules???? I did my taxes with Hand R last year for the first time.....do I qualify ????

Whaen does the Income Tax Advance start??? I live in the Lubbock, TX area?

i live in michigan by the way

christmas loans start Dec. 1st

can anyone tell me what the christmas loan is?? This is the first year I have heard about it and I am kinda curious about it as I am a single mother this year so it might help alot

looking for the start date for holiday loans for dallas, texas

any one thinking about going to jackson hewitt better get there by tommarrow because they are stopping the loans at midnight.

***to frostie*** I know for a fact that the homeowner stimulus was extended to April 2010. (Was on the news and in the paper about a week ago in GA.)

Yes I want to know if hnr block are lending for christmas this year in new york

Is h and r block going to loan money against our taxes for Christmas this year? And if so when does it start in the state of Missouri?

when do the loan start for milwaukee wisconsin

I am in Augusta GA and was wondering when the advance for x-mas would start. Anyone have a deff. answer?

can you tell me when the christmas loan starts at the h&r blocks in rockford,il and all i need to bring is mine and my husbands pay stubs from all our jobs right thank you

I filed my taxes with H &R Block last year. Will I qualify for the christmas loan this year?

Has the homeowner stimulas package due to expire Dec 1, been extended? If so, until when and what details?

Hello I live in Az, and I called HR Block regarding the christmas advance, on the 9th of November. They told me it starts Dec 2, but they went ahead and made me an appointment for the 3rd of Dec, so you might just want to call your local office.

Pleae do the Christmas loan my family can really use the cash

I was told the holiday loan doesnt start til Dec. 2

i noticed there is not many answers well i called block in michigan said dec 1st they would call me if it starts earlier jackson hewitt starts today the 16th went there but was denied because not a former customer they said there is $600 today and $600 jan 2 there fees are less too hope this helps guess i will wait till dec 1st

these are good questions but are there any answers

does anybody know bout instant tax services

when does it star in ohio for the loan

I have recieved the advance credit emerald card for the pass two yrs. I do know they run a credit check , (well somewhat, I had filed chapter 7 bankruphy 3 yrs ago, and I got approved) and you have to have made a certain amount for the yr, I think at least 10,000. I have revieved 500.00 both yrs. GOOD LUCK!!!

Jackson Hewiit will be starting their money now loans on 11/16/2009

I called HR block and they told me that the loans will be the first week of December and they will call people that are on the waiting list. This is for people who have applied before.

Does anyone know when H and R block will be giving the christmas loans this year 2009?

I think they will have alot of angry coustomers if they don't offer the loan untill Dec. 1. I think I may go to Jackson Hewitt

I live in San Diego Ca. When will the holiday loan be offered for this year(2009) and what is the max amount loan available?

i live in nc and i was wondering if the holiday loan in being offered again this year?

i live in arizona and i got a loan last year. i was wondering if they are being offered this year and when can i apply for one?

what date dose holiday loans start and end for Albertville AL

Has anyone heard if they are going to offer the advance line of credit before the holidays in utah? i haven't heard anything yet and I'd like to apply.

My question... I am thinking about buying another wind generator. It is a 1/2 KW rating. Will it qualify for the tax credit? And can I take standard deductions and still claim the credit? Thanks

Does anyone know when they will be starting the loan in florida?

My question... I am thinking about buying another wind generator. It is a 1/2 KW rating. Will it qualify for the tax credit? And can I take standard deductions and still claim the credit? Thanks

can i get a loan for the holiday from my refund

WHEN do the holiday loans start in Baltimore, MD.?April

does anyone know how the holiday loans work ?

Looking to take advantage of the First-time Homebuyers Credit this year? The good news is that if you haven't found your perfect starter home yet, you still have some time to do so. A new law extends the time to buy to April 30, 2010. Also, if you enter into a binding contract to buy the home by that date you still qualify if the closing is before July 1, 2010. A reduced credit up to $6,500 is available for long-time homeowners. These are homeowners who have lived in their homes at least 5 consecutive years out of the 8 years before buying and moving into a new principal residence. This new credit is for homes purchased after Nov. 6, 2009.

can anyone tell me if you can get a laon in nc in november

End of November Beginning Of December For Arkansas.

does anyone from north carolina knows the requirements in order to get christmas loan.

do any one know when the xmas loan for arkansas start

Is there a federal tax refund loan or stimulus loan that could be received before the end of the 2009 tax year if all of the wages for 2009 have been completed and the remainder of the year will be served earning Texas unemployment?

I wanted to know when the xmas loan starts in California? I live in the city of Santa Ana.

wondering when the holiday loans starts in philadelphia,pa

when does the holiday loan start for indiana? am i to late

hello, I'm I to late to apply for the x-mas loan?

i still wish that they would start the loans in Nov.

I don't agree with waiting until December to do the stimulus loan....I personally do most of my shopping black Friday...and because they are waiting that extra week i am not going to be able to do that. So, therefore i don't agree.

do you know what date they start the stimulus advance loan in wilkes barre pa.

I don't agree with waiting until December to do the stimulus loan....I personally do most of my shopping black Friday...and because they are waiting that extra week i am not going to be able to do that. So, therefore i don't agree.

I called last week, the holiday loans start Dec. 1. You have to be a previous H&R Block customer. I think they are starting them in December, because last year, they charged a monthly fee for Nov, Dec, and Jan and it caused a lot of issues. By waiting a week, they avoid the 3rd monthly fee.

do you know when ga do there x-mas loan?

when do north carolina h&r block start the holiday day loans

The advanced loan starts on Dec 2 for Virginia.I just called my local office today!!!

When does the holiday loan advance begin in Texas?

The advanced line of creidt loan on the emerald card starts on Dec 3rd in illinois.

Do you know if there is any tax credit for homebuyers that have own there own home for 5 years or more? What is the $1600 tax credit about?

hi i was trying to find out when does the holiday loan start in Chicago,IL. Also i was laid of in July 2009 and is currently collecting unemployment benefits can i still get a holiday loan?

can a non itemizer get the charitable direct from a ira without itemizing?

i was wondering when the christmas loan starts in wisconsin?

Hi i have been doing my taxes with my husband tax office for the last 8 years. Last year when we did our taxes i think they was wrong is there any way that i can get my taxs looked over by h&R block and how much would it cost me to get this done.

I was wondering when the christmas advance loan was goin to start in Decatur, Illinois? My boyfriend was laid off in April 09 and gets unemployment has 2 dependents. Is he eligible for the loan?

i live in missouri does anyone know when the christmas loans start here?Also i would like to know if my husband being laid off all year and is now a full time student will that mean we are not eligabile?

Does anybody know when the holiday loans start. I can not find out any information on the website. Someone Please advise. Thank you in advance

when does the holiday loan starts?

I too, like so many others are wondering if and when you will be doing the holiday loans against the 2009 tax returns.

I too am wondering if/when NYS H& R Block offices will be allowing the emerald loans against our 2009 tax return?

when is delaware starting thier holiday tax refund in 2009

I was wondering if you didn't do your taxes with hrblock last year but had in other years can you still get the holiday loan.

when do the holiday loan starts

when do holiday loans starts in Florida?

When do the holiday loans start in RI

when do the holiday loans start in omaha, NE?

What are the holiday loans that people are asking about?

When do the Holiday Loans start in Maryland

When do the holiday loans start?

When do the holiday loans start?

i am purchasing a home by the end of this month but i used a co-borrower who gets the credit me or the co-borrower or half each can anyone answer my ?

when do the holiday loans start for 2009?

I am from Biloxi,MS and they told me they were going to start taking appointments on December 2nd and start working those appointments on December 7th for the holiday Emerald advance

What day do the holiday loans start

regarding the mortgage stimulus of $6,500 for 'step-up' home owners, I am confused as to whether or not I qualify? I just sold my home that I resided in for many years,and have gone into contract for a new one, but will not close until January some time. Does the 'in contract' date matter, since that was before December 1st 2009? Kind thanks, Andrew

RE: ja2659 - Peace of Mind Guarantee H&R Block did the same thing to me. I paid the additional amount for the Peace of Mind Guarantee. I had to pay additional $1000 plus penalties (around $1300) to the IRS. The H&R rep made an error. The letter from the IRS was sent in December (but to an old address). I have my mail forwarded to the new address but this was sent back to the IRS. I took the second letter which mentioned the previous letter. H&R block denied paying the $1300. I have filed with them for 11 years. It is really disappointing that they treat their loyal customers like this. My advice to anyone filing their taxes with H&R Block............make sure they are not a 1st time tax rep (mine was). Check for a senior or level 3 & up rep if possible.

i just got the phone with block...December 2 for holiday advance

when does the holiday tax advance start?

I want to know if I receive unemployment all year and went to technical school will I get the eitc for 3 kids.

I didn't make $10,000 this year, I'm a student and just started my job in April, is there any loans I can get from h & r block for Christmas?

will unemployment work for the emrald advance loan in dec. 2009? I got laid off and not having any luck getting work and all i had all year was unemployment, as did half the world, but taxes were taken out of it. I got the loan every year since it started and am a hr block client every year!

i called the number of the emarald card and the customer service representive said after november 10th for the christmas loan. i live in western new york. i had called last thursday

To Hope You may get the EIC on the two youngest kids but claim every child that lives with you for your dependency credit which lowers your tax liabilty.

To JNDRE In regards to you being a first time homebuyer you will not be considered a first time homebuyer because of where your wife already owned a condo and that is considered a home and you have to file a married filing joint tax return due to the fact you guys were married before December 31, 2009.

To all that is wondering about the Christmas Advance. we will be starting the loan on December 1, 2009. The offices should know more about the loan in the upcoming weeks. Then the information will become avaliable to the public after that. So remember to keep a check on the loan it should start on December 1, 2009

what is the holiday tax advantage

when does the holiday tax advance start?

when do the holiday cash advances start, when can we make an appointment

I've never applied for the holiday tax advance. How much is the fee?

i would like to know about the holiday tax advance

I also would like to know when they are doing the tax advances for this holiday season. Does anyone know???

i am wanting to know when they are going to do the tax andvances for the holidays this year i havent heard anything about it yet. Thank You

I am planning on buying a home next year. I want to take advantage of the $8000 credit. If I need a co-signer who owns a home, can I still get it as a first time buyer? Does anyone know

I see all these comments about the holiday advances and I was thinking as long as you are able to get the money before december 24th there is no reason to be upset about the later date of availability. just be thankful that H&R Block is doing this for customers,

I am planning on purchasing a new laptop for my son, a fulltime college student, as well as a home computer for him to use. He currently has to use machines at the library. Is there a credit for this since he's a student? Thanks

I am currently claiming 1 married and they are not taking any federal taxes out will that effect my taxes by getting a smaller refund.

my income is $95,000 for year of 2009, I just bought a house and closed it 11/1/2009. Under the current law, I won't get 8k credit, but with the extension rule, would I get 8,000 credit because under the new rule, they increased the limit to 150,000 for single. Do I have to close the house after 11/30 deadline for the new rule to be effective? thanks,

Does any one know how I can get a form to amend my 2008 tax return to get the first time homeowner credit for 8000.00?

Be careful, read all the fine print of your "Peace of Mind" agreement. We received paperwork from IRS identifying a mistake that H&R made. I sent it to my representive and she apoligized and processed the claim, almost $900.00 Now the KC corp office is dening the claim because a June letter was sent out that we never received, but because I was honest and shared the copy of the June letter in my Sept notice my claim was denied. So read the fine print, they have used this as a way to get out of paying what they promised to pay for and it was a mistake that should have not been made in the first place. Typical corp response, money 1st customer service later. I WAS a 15+ year customer.

If I'm a first time home buyer but closed on my home in March 2008; will I still be elgible for the new $8000 tax credit?

For all the people wanting to know about the Emerald Advance from previous years- well I just talked to my local H&R Block and she told me they were going to start it December 7 and you can call and make and appointment starting December 2. FYI-I live in Biloxi,MS

I am closing on my home on Nov. 5. Want to know if I get the $8,000 credit, is that going to affect my tax return at all?

I'm on unemployment and since it's not that much I don't get any taxes taken out, do I still file for taxes and is this going to hurt me alot since I do the EIC? Should my boyfriend file for me and my children since i'm not working?

I purchased my 1st. home and close the end of Feb. 2007. Missing the 1st. home buyer credit by 39 days. You had to have closed on your home by April 2007 ??? With the new pkgs. do I qualify for a credit yet ? I really don't think it's fair, I was a 1st. time home buyer and left out because of 39 days ? How is that right ? Wishing for the credit too !

I called h&r block and was told Dec. 2 for the emerald advance line of credit for the holiday's will start Dec. 2 and more details will be given out after Nov. 10. I wish it was around Thanksgiving as well. But really what can you do.

Question, I have never filed a return with h&r block,but I'm hearing about this emerald thing for christmas. I made well over $10,000 this year and I was wondering if I could get this credit thing

I really do not know y everybody complaining about the holiday loan last year it was around thanksgiving. This year it's after Thanksgiving all we have to do is wait a week and ahalf for December. I wish it will be around Thanksgiving to.I have four kids to do shopping for. And for my bad luck the doctor took me out of work because i have breast cancer. So we all have to be patience and just wait hopefully the will do it sooner and we can all go shopping like always.Have and lovely holiday

Hi My wife and I got married in May. She owned a condo which we sold in August. We bought a house in September with me ( a first time homebuyer) being the primary buyer on the new house. I want to know if we will be able to get the 8k tax credit seeing I am the primary owner. I have heard yes and no depending on who I talk to. Thanks for your help

I live in Florida. When will the advance become available for this 2009 year?

When will the Advance that usually comes available in November, come available this year (2009)?

I have question? I have a daughter that is 19 and in high school.. and a 17yr son thats just getting out of foster care and moving back home and a 20 yr son who lives at home with 2 sons that live with thier mom. who can i claim for unearned income?

thats not write no one can get the emerald loan until december.why did they change it from the middle of november to december.i have been getting the loans every year it was always in november.i dont no why they change it when its to close from christmas.that loan helps me for thanksgiving and xmas for my children.

I need to know what day do the christmas loan start because I keep hearing different things so can u tell me the real date???????????

I would like to know if your going to offer the advance on our income tax this year? Does any one know for sure??

When can we apply for a loan in order to have money for black out day after Thanksgiving ? are u guys going to make available anytime soon before 11-26-2009 ? please let us know thanks

I've seen it stated that the Christmas/Emerald Line of Credit/Advanced partial refund (it's got a lot of names) will begin early December. I'm wondering why so late? Typically it's offered in mid-November, right about when the "shopping season" begins. December seems a little late to me.

tammy123: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block Tax Pro

Ladyd36: Are you asking about the Emerald Advance Line of Credit? In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

Ladyd36: The good news is that 95% of Americas taxpayers will benefit from at least one of the tax breaks. Unlike the 2008 Economic Stimulus, there will not be stimulus rebate payment checks in 2009 for the majority of Americans. While some of the relief will be paid this year, the majority of the relief for an average taxpayer is most likely to come next year. Gerri W, H&R Block TaxPro

debbie12: The good news is that 95% of Americas taxpayers will benefit from at least one of the tax breaks. Unlike the 2008 Economic Stimulus, there will not be stimulus rebate payment checks in 2009 for the majority of Americans. While some of the relief will be paid this year, the majority of the relief for an average taxpayer is most likely to come next year. Gerri W, H&R Block TaxPro

Christine: Your work-related education expenses may also qualify you for other tax benefits, such as the tuition and fees deduction and the Hope and lifetime learning credits. You may qualify for these other benefits even if you do not meet the requirements listed above. Also, keep in mind that your work-related education expenses may qualify you to claim more than one tax benefit. Generally, you may claim any number of benefits as long as you use different expenses to figure each one. Gerri W, H&R Block TaxPro

leslie73: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

mroberts: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

motherofthree: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

heidi perew: : In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

lisasmiley: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

debbie32: : In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

joelgoetz: Qualified medical expenses are those incurred by the following persons. You and your spouse. 1. All dependents you claim on your tax return. 2. Any person you could have claimed as a dependent on your return except that: 3. The person filed a joint return, 4. The person had gross income of $3,500 or more, or 5. You, or your spouse if filing jointly, could be claimed as a dependent on someone else's 2008 return. For this purpose, a child of parents that are divorced, separated, or living apart for the last 6 months of the calendar year is treated as the dependent of both parents whether or not the custodial parent releases the claim to the child's exemption. You cannot deduct qualified medical expenses as an itemized deduction on Schedule A (Form 1040) that are equal to the tax-free distribution from your HSA. Gerri W, H&R Block TaxPro

I have a question. I have 3 kids and you can only claim 2 on your taxes. I'm getting a divorce from my husband and I have boyfried that has lived with me for the past year. My boyfried has helped support my kids during this time. So my question is can he claim one of my kids even though they are not his?

jaydeedee: As long as you making monthly payments, and you have a mortgage on this home, you can get up to 10% credit up to $8000. maximum credit. You will need to use form 5405 and the 1040, not 1040A. Gerri W, H&R Block TaxPro

mia614: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

dnita31: In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Gerri W, H&R Block TaxPro

al881: Homeowners going green should also check out a tax credit designed to spur investment in alternative energy equipment. The residential energy efficient property credit, equals 30 percent of what a homeowner spends on qualifying property such as solar electric systems, solar hot water heaters, geothermal heat pumps, wind turbines, and fuel cell property. Generally, labor costs are included when calculating this credit. Not all energy-efficient improvements qualify for this tax credit. For that reason, homeowners should check the manufacturers tax credit certification statement before purchasing or installing any of these improvements. The certification statement can usually be found on the manufacturers website or with the product packaging. Normally, a homeowner can rely on this certification. The IRS cautions that the manufacturers certification is different from the Department of Energys Energy Star label, and not all Energy Star labeled products qualify for the tax credit. Eligible homeowners can claim this credit of up to $1500. when they file their 2009 federal income tax return. Because this is a credit, not deduction, this may increase a taxpayers refund or reduce the tax he or she owes. An eligible taxpayer can claim this credit, regardless of whether he or she itemizes deductions on Schedule A. Use Form 5695, Residential Energy Credits, to figure and claim these credits. A draft version of this form is available now on IRS.gov. Gerri W, H&R Block Tax Pro

Community Members - In prior years, H&R Block offered a product called the Emerald Advance Line of Credit in early December; this is not a refund loan product. Check back with us early December for more information. Denise @ H&R Block

amerijust: Adult recipients of Social Security benefits, Supplemental Security Income (SSI) cash payments, and Railroad Retirement benefits, as well as individuals who receive disability or pension benefits from the Department of Veterans Affairs will receive a one-time payment of $250. To be eligible, a qualifying benefit payment must be received during November 2008, December 2008, or January 2009 (the 3-month period ending the month prior to the month of enactment). An individual who received more than one type of benefit payment in the three-month period will only receive one $250 payment. The Secretary of the Treasury will automatically begin making economic recovery payments to eligible individuals as soon as possible, but no later than 120 days after February 17, 2009. Payments may be electronically transmitted to eligible individuals if their benefit payments are electronically transmitted. No payments will be made after December 31, 2010. Gerri W, H&R Block TaxPro

i live in ky i want to know when are they doing the loans from your taxes

dhantz: If any of the following describe you, you cannot take the credit, even if you buy a new home: Your income exceeds the phase-out range. This means joint filers with MAGI of $170,000 and above and other taxpayers with MAGI of $95,000 and above. You buy your home from a close relative. This includes your spouse, parent, grandparent, child or grandchild. You do not use the home as your principal residence. You sell your home before the end of the year. You are a nonresident alien. You are, or were, eligible to claim the District of Columbia first-time homebuyer credit for any taxable year. (This does not apply for a home purchased in 2009.) Your home financing comes from tax-exempt mortgage revenue bonds. (This does not apply for a home purchased in 2009.) You owned a principal residence at any time during the three years prior to the date of purchase of your new home. For example, if you bought a home on July 1, 2008, you cannot take the credit for that home if you owned, or had an ownership interest in, another principal residence at any time from July 2, 2005, through July 1, 2008. Gerri W, H&R Block TaxPro

debra: Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

barbaraian: : Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

eureka: Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

hope: If you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

hope: NOT all children are considered qualifying children. Any qualifying child you use to claim the EITC must have a valid social security number. Your child is your qualifying child if the child meets three tests. The three tests are: 1. Relationship, 2. Age, and 3. Residency. You can use up to two qualifying children to claim the Earned Income Tax Credit.

dtemps: Medical expenses include insurance premiums paid for accident and health or qualified long-term care insurance. You may not deduct insurance premiums for life insurance, for policies providing for loss of wages because of illness or injury, or policies that pay you a guaranteed amount each week for a sickness. In addition, the deduction for a qualified longterm care insurance policy's premium is limited. Refer to Publication 502 , Medical and Dental Expenses. You may not deduct insurance premiums paid by an employersponsored health insurance plan (cafeteria plan) unless the premiums are included in Box 1 of your Form W-2 (PDF). Gerri W, H&R Block Tax Pro

elvia green: You can generally get information about your refund 72 hours after IRS acknowledges receipt of your e-filed return, or three to four weeks after mailing a paper return. Have a copy of your tax return handy. You will need to provide the following information from your return: Your Social Security Number (or Individual Taxpayer Identification Number) Your Filing status (Single, Married Filing Joint Return, Married Filing Separate Return, Head of Household, or Qualifying Widow(er)) The exact whole dollar amount of your refund Gerri W, H&R Block TaxPro

tashatot05: Some of the provisions of the law primarily affect individualsMaking Work Pay Tax Credit. This tax credit means more take-home pay for many Americans. To make sure enough tax is withheld from their pay, taxpayers can use the IRS withholding calculator. See Making Work Pay for more. First-Time Homebuyer Credit Expands. Homebuyers who purchase in 2009 can get a credit of up to $8,000 with no payback requirement. ALERT: Potential buyers need to close on a home by Nov. 30, 2009, to qualify for this tax credit. Money Back for New Vehicle Purchases. Taxpayers who buy certain new vehicles in 2009 can deduct the state and local sales taxes they paid or other taxes and fees they paid in states with no sales tax. Education benefits. The new American opportunity credit and enhanced benefits for 529 college savings plans help families and students find ways to pay higher education expenses. Enhanced Credits for Tax Years 2009, 2010. Find details on the earned income tax credit and the additional child tax credit. Increased Transportation Subsidy. Employer-provided benefits for transit and parking are up in 2009. Up to $2,400 in Unemployment Benefits Tax Free in 2009. Individuals should check their tax withholding. $250 for Social Security Recipients, Veterans and Railroad Retirees. The Economic Recovery Payment will be paid by the Social Security Administration, Department of Veterans Affairs and the Railroad Retirement Board. Energy Efficiency and Renewable Energy Incentives. See what individuals can do to reap tax rewards. Health Coverage Tax Credit. The credit increases from 65 percent to 80 percent of qualified health insurance premiums, and more people are eligible. Gerri W, H&$ Block TaxPro

heimlette: If you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

Does anyone know about Joplin Missouri if and when the early loan will be available

i live in chicago il an today i called hr block and made an appoitment for nov 24 for the holiday loan. so its earlier then everyone says

We live in Florence,AL. When will our office begin holiday loans on our emerald card for 2009?

brianbittle: : Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

Micvitale: Yes, H&R Block can help file your amended return. This needs to be paper filed. The cost would have to be determined at the time it is finished. The check would come for the IRS. You need to talk to a tax professional. Gerri W, H&R Block TaxPro

Melissa mains: Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

holcomblori@yahoo.com: Do you mean an Emerald Card? Only if you have a paid tax event from last year or a previous LOC that you paid off. This begins December 2, 2009. Gerri W, H&R Block TaxPro

My sister just called the H&R Block office in Michigan and she just made her appointment. The loans start December 2nd an you can get a loan up to $1000. Hope this helps everyone...I wish it was sooner too..

really!when does the christmas loan go in affect?

I just called my local office and they said it will be Dec.2 before they will start doing the holiday loans this year

waiting for the christmas loan

I was thinking the Christmas loan was $500 but I cant remember.

Does anyone remember what the loan was last year?

just want to know when H and R block is planning on starting the christmas loan. need to know so i know what and when i can buy gifts for my three children.

usually the loans start the week before thanksgiving, i hope to god we do not have to wait til dec. i love shopping on black friday, and im trying to take my fam to branson for thankgiving.

When is the christmas loan

when do the holiday tax start in November. People need to file because either their job end or they receiving unemployment.

I'm wonder how is the stimulus package helping us when we are not benefit from it like last year when we receive a check.

dec 2 for the holiday loan...whats up with that??? Last year it in the middle of November cause I had it for black friday...this is going to screw up everything if they don;t do it early.

I can't sleep tonight. You know how it works when you have too much on your mind and it all has to do with this stuff. I have two questions if anyone can help? 1.) I am a single mom of two boys and I just signed up to go back to school for my masters in education. I can't help but feel I have made a grave mistake. Does the stimulus apply to a masters degree? 2.) What is this Christmas loan everyone is talking about? Thanks guys!